Financing Available
Shop Pay Installments - Pay Over Time
How It Works
- Add items to your cart
- Check out with Shop Pay
- Choose to pay in installments
- Get instant approval and see your payment options
- Make your first payment at checkout
- Remaining payments are automatically charged to your card based on your chosen schedule
- You'll receive email reminders before each payment
Payment Options Available
Depending on your order total and approval, you may qualify for:
- Pay in 2: Split orders $35-$50 into two biweekly payments at 0% APR
- Pay in 4: Split orders $50-$999.99 into four biweekly payments at 0% APR
- Monthly payments: For orders $150-$30,000, pay over 3, 6, 12, 18, or 24 months with rates from 0-36% APR
Your specific payment options and interest rate (if applicable) will be shown at checkout based on your purchase amount and eligibility.
Customer Benefits
- Instant approval at checkout - no waiting
- 0% interest on biweekly payment plans
- No hidden fees
- No late fees ever
- Flexible payment schedules
- Automatic payments - set it and forget it
Eligibility Requirements
To use Shop Pay Installments, you need:
- A U.S. billing address
- A Shop Pay account (you can create one at checkout)
- A debit or credit card for biweekly payments, or debit card for monthly plans
- Order total between $35 and $30,000
Important Details
- Payment options are subject to eligibility check provided by Affirm
- Your specific interest rate depends on your purchase amount and creditworthiness
- Creating an account doesn't impact your credit score
- Missed payments may affect your credit score and future eligibility
- For orders over $20,000, a down payment is required
Required Disclosure
Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.